Interest Checking
Cecil Bank offers many deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations. Please click on the “Current Rates” link for rates on any of our deposit products. If you need to reorder checks, use our secure Check Reorder Form.
NOW Interest Checking:
- Unlimited Check Writing – No Per Check Charge
- Interest Bearing Account
- ATM Access
- Overdraft Protection Available
- Imaged Checks
- $10.00 Statement Service Charge Waived With $500.00 Minimum Balance
- $50 minimum deposit required to open and $10 minimum balance required to obtain the APY
Premium High-Yield Checking Account:
- ATM Access
- Overdraft Protection Available
- Imaged Checks with Bank Statement
- $20.00 Statement Service Charge Waived With Payroll, Pension, or Social Security Direct Deposit, make five or more posted debit card transactions during the calendar month, and $2,500.00 Minimum Balance
- Fees may reduce earnings on the account.
- $50 minimum deposit required to open and $10 minimum balance required to obtain the APY
High-Yield Interest Bearing Account:
- ATM Access
- Overdraft Protection Available
- Imaged Checks with Bank Statement
- Direct Deposit and eStatements required
- $15.00 Statement Service Charge Waived With Payroll, Pension, or Social Security Direct Deposit and $500.00 Minimum Balance
- $50 minimum deposit required to open and $10 minimum balance required to obtain the APY
Silver & Gold Checking:
- Age 55 or above
- FREE CHECKS (limited to one box per year on anniversary date of account opening
- Direct Deposit Required of Payroll, Pension, or Social Security check to waive the $5 Statement Service Charge
- No Minimum Balance Required
- High Yield Interest Bearing Account
- Discounted Safe Deposit Box (on first year rental only)
- Unlimited Check Writing – No Per Check Charge
- ATM Access
- Overdraft Protection Available
- Imaged Checks
- $50 minimum deposit required to open and $10 minimum balance required to obtain the APY
Money Market Account:
- Interest is compounded daily and posted to your account monthly
- Your money is available anytime with no penalty for withdrawal
- $50 minimum deposit required to open and $10 minimum balance required to obtain the APY
- If your balance falls below $2,500.00 at any time during the calendar month, you will be charged $10.00 Statement Service Charge
