President’s Message

William Knott, President & CEO July 2024

Thank you for being a Cecil Bank client!

We are the only local bank in Cecil County. And, thanks to your loyalty, we have been operating here for 60 years.

A lot has changed over the 60 years, but our appreciation for your business and our commitment to customer service remains.

I want to spend a portion of this message alerting you that we are seeing increased attempts by criminals to steal money from our clients via scams. This is a nationwide trend.

The frauds we are seeing involve stolen identities, forged checks, stolen debit card information and convincing victims to supply personal or business information not generally available to the public.

Please be aware of unsolicited phone calls, e-mails, and text messages asking for personal information, demanding payments, looking to verify account information, enrolling you in a program, confirming an order/shipment, congratulating you on winning a prize/sweepstakes that you did not enter, and offering you technical support for your phone or computer.

As a general rule, do not reveal your personal information and financial information via text or e-mail or to someone with whom you have not directly verified their identity.

If you are a victim of a fraud, immediately change your passwords and look to ensure your devices have not been compromised and do not have malware.

Report the attack to your financial institution and police. Consider filing a report with IC3.gov and the Federal Trade Commission.

It is sad that I need to spend time writing to you about fraud, but at the rate that it is increasing we all need to be vigilant.

Again, thank you for being a loyal Cecil Bank client!

Bill Knott

Come Grow With Us! 

Board of Directors:

William H. Cole IV, Chairman

J. William Knott, Director

Hope W. Lundt, Director

John J. Lyons, Director

Mark A. Keidel, Director

P. Kent Snodgrass, Director

Thomas L. Vaughan, Director

E-mail is not necessarily secure against interception. If your communication is very sensitive, or includes personal information such as your account numbers, credit card number or social security number, you may want to call us at 410-398-1650, send it through the U.S. Post Office, or use our Secure Contact Us Form.

Bank Officers:

J. William Knott, President & Chief Executive Officer

David S. Miller, EVP, Chief Credit Officer

R. Lee Whitehead,  SVP & Chief Financial Officer

Robin W. Brueckman,  SVP & Business Development Officer

Tracy Reynolds, SVP & Relationship Manager

Zeljka Preradovic, SVP, Branch Operations and Information Security Officer

Tamara S. Fender, VP & Loan Operations and Credit Administration

V. Guy Abell, VP, BSA Officer & Asst. Controller

Milena Vujnovic, Bank Officer, BSA Coordinator